Why Waiting for an Adjuster After Storm Damage Can Cost You More in the Long Run

6/29/2023 (Permalink)

When a storm hits, it can cause significant damage to your home or property. From flooding to wind damage, storm damage can be devastating, and it's natural to want to wait for an adjuster to assess the damage before taking any action. However, waiting for an adjuster to arrive may not always be the best course of action. In this blog, we'll explore why you shouldn't wait for an adjuster after storm damage.

Safety Concerns

First and foremost, your safety is paramount. If your home or property has suffered storm damage, it's essential to ensure that it's safe to enter and assess the damage. Waiting for an adjuster to arrive may delay necessary repairs or cleanup, putting you and your family at risk. If there's a risk of further damage or collapse, it's best to take immediate action to mitigate the damage and ensure everyone's safety.

Additional Damage

Storm damage can worsen quickly, especially if left unattended. Waiting for an adjuster to assess the damage may result in further damage to your home or property, leading to additional costs and headaches. Acting quickly to mitigate damage, such as covering broken windows or tarping damaged roofs, can help prevent further damage and save you money in the long run.

Insurance Coverage

While it's essential to have your insurance adjuster assess the damage to your home or property, waiting for their assessment before taking any action may not be necessary. Your insurance policy likely requires you to take steps to mitigate damage and prevent further loss, regardless of whether an adjuster has assessed the damage. By waiting for an adjuster to arrive, you may be neglecting your duty to mitigate damage, which could affect your insurance coverage.

Time Constraints

After a storm, adjusters are often inundated with claims and may not be able to assess the damage to your home or property for several days or even weeks. Waiting for an adjuster to arrive can be frustrating, especially if you're eager to get your home or property back to its pre-storm condition. Taking action to mitigate damage and begin repairs can help expedite the process and get you back to normal as soon as possible.

Contractor Availability

After a storm, contractors are often in high demand, and waiting for an adjuster to arrive before calling a contractor may result in further delays. By taking action to mitigate damage and contacting a contractor as soon as possible, you can ensure that your repairs are completed in a timely and efficient manner.

In conclusion, while it's essential to have your insurance adjuster assess the damage to your home or property after a storm, waiting for their assessment before taking any action may not be necessary. By acting quickly to mitigate damage, prevent further loss, and contact a contractor, you can ensure that your home or property is repaired and back to its pre-storm condition as soon as possible. Remember, your safety and the safety of your family should always come first, and taking immediate action to mitigate damage is crucial to preventing further damage and keeping everyone safe.